Some savings and investments can be disregarded in the calculation of HB or CTS.
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For example, if a claimant owns another property where a relative of the claimant is living is disregarded and that relative is aged 60 or over and is incapacitated, the value of that property is disregarded when assessing capital and savings.
We still need to know about the savings and investments that might be disregarded so please make sure you tell us about them if you claim. Where a claimant or their partner holds property, shares or anything else that needs to be valued there are rules regarding how these are valued.
The IMS Solution was developed by Flat 6 Innovations and LN Engineering LLC, co-developers of the IMS Retrofit, for IMS Solution LLC.
The IMS Solution is manufactured and sold by IMS Solution LLC.
Generally there are three steps to this process: The market value of property is assessed by the Valuation Office Agency and Merton applies to them for a valuation to be done.